First Lincoln FCU

CUDL AutoSmart

Get Credit Union Financing Right At the Dealership!

Remember when purchasing a vehicle used to be an all day excursion?  It probably meant driving around to local auto dealers hoping to find the car you want with just the right options, haggling over the price, filling out a lot of paperwork, and going back and forth between the dealer and Credit Union with payment in hand. Well now there's a better way! First Lincoln Federal Credit Union and CUDL (Credit Union Direct Lending) have teamed up to bring you CUDL AutoSMART: the best possible way to make your auto buying experience virtually painless.

Get Your Loan Approved On-The Spot

Seven days a week, including holidays and evenings, First Lincoln Federal Credit Union can approve your new or used auto loan while you are at the dealership. It's almost like having our loan officer right there with you! Through the CUDL program, First Lincoln Federal Credit Union has partnered with select new and used dealerships in and around Lincoln and Southeast Nebraska to offer you a convenient way to purchase a vehicle and get the Credit Union financing you want utilizing First Lincoln's low auto loan rates and terms.

It's as Easy as 1-2-3!

  1. Find dealerships offering the vehicle you want through CUDL AutoSMART.
  2. Call us to get pre-approved over the phone or apply at the dealership (just tell them you're a FLFCU member!).
  3. Visit any participating dealership. Tell them you've been pre-approved and/or are a member of FLFCU and get a decision, sign, and drive away within minutes.

Once financing is approved, the dealer received the Credit Union's terms and conditions, completes the sales contract, and you drive the vehicle off the lot. Don't worry about the paperwork--through CUDL, First Lincoln FCU, and the dealer, it is all taken care of electronically.

Find the CUDL Dealer Nearest You

When shopping at the dealerships, be sure to look for the CUDL logo signifying that the dealer can offer First Lincoln Federal Credit Union financing.  Make sure to identify yourself as a member of First Lincoln FCU and the financing takes care of itself.