First Lincoln FCU

PERSONAL LOANS

For those unexpected times in life when you could use some extra cash, First Lincoln Federal Credit Union offers personal loans to our member.

Secured Loans

Loans are secured by specific collateral.  Collateral may consist of, but is not limited to:

  • Automobiles
  • Recreational Vehicles
  • Pledge of Shares
  • Share Certificates

Benefits:

  • Loans secured by collateral generally result in lower interest rates.
  • Peace of mind due to a fixed rate, set term, and consistent payments allows you to budget effectively.

Personal Loans

Loan amounts, rates, and terms, are based on the credit score(s) of the applicant(s), including:

  • Personal Unsecured Loans
  • Revolving Line of Credit
  • Overdraft Line of Credit

Benefits:

  • Funds may be used for a variety of personal expenses.
  • Lines of credit allow you to draw on funds whenever they are needed.
  • As you pay down your existing line of credit balance, more funds become available for use.

 

 Apply in PersonOnline, or By Phone!