Current Rates
Savings & Money Market Accounts
SHARE SAVINGS ACCOUNT
Balance | Dividend Rate | Annual Percentage Yield |
---|---|---|
$0 - $999.99 | 0.05% | 0.05% |
$1,000 - $4,999.99 | 0.05% | 0.05% |
$5,000 - $9,999.99 | 0.10% | 0.10% |
$10,000 and Above | 0.10% | 0.10% |
CLUB/SPECIAL PURPOSE SAVINGS ACCOUNT
Balance | Dividend Rate | Annual Percentage Yield |
---|---|---|
All Balances | 0.05% | 0.05% |
HOLIDAY SAVINGS ACCOUNT
Note: Maturity of this account is October 1st, its term varies depending on the date the account is opened.
Balance | Dividend Rate | Annual Percentage Yield |
---|---|---|
All Balances | 0.05% | 0.05% |
MONEY MARKET SAVINGS ACCOUNT ($1,000.00 MINIMUM)
Balance | Dividend Rate | Annual Percentage Yield |
---|---|---|
$0 - $9,999.99 | 0.0500% | 0.0500% |
$10,000 - $24,999.99 | 0.1000% | 0.1000% |
$25,000 - $49,999.99 | 0.1000% | 0.1000% |
$50,000 - $99,999.99 | 0.1499% | 0.1500% |
$100,000 and Above | 0.1499% | 0.1500% |
MONEY MARKET PLUS SAVINGS ACCOUNT ($5,000.00 MINIMUM)
Balance | Dividend Rate | Annual Percentage Yield |
---|---|---|
$0 - $14,999.99 | 0.7474% | 0.7500% |
$15,000 - $49,999.99 | 1.2429% | 1.2500% | $50,000 - $99,999.99 | 1.4898% | 1.5000% |
$100,000 - $199,999.99 | 1.7361% | 1.7500% |
$200,000 and above | 1.9819% | 2.0000% |
IRA SAVINGS ACCOUNT
Balance | Dividend Rate | Annual Percentage Yield |
---|---|---|
$0 - $499.99 | 0.1000% | 0.1000% |
$500 and Above | 0.1499% | 0.1500% |
Checking/Share Draft Accounts
FIRST CHECKING/SHARE DRAFT ACCOUNT
Balance | Dividend Rate | Annual Percentage Yield |
---|---|---|
All Balances | 0.00% | 0.00% |
FIRST PLUS CHECKING/SHARE DRAFT ACCOUNT ($500.00 MINIMUM)
Balance | Dividend Rate | Annual Percentage Yield |
---|---|---|
$0 - $4,999.99 | 0.0500% | 0.0500% |
$5,000 and Above | 0.1000% | 0.1000% |
Share Certificates ($1000.00 Minimum)
Balance | Annual Percentage Yield | Dividend Rate |
---|---|---|
6 Months | 4.50% | 4.41% |
12 Months | 4.33% | 4.25% |
18 Months | 4.00% | 3.93% |
24 Months | 3.85% | 3.78% |
36 Months | 3.40% | 3.35% |
IRA Share Certificates ($1000.00 Minimum)
Balance | Annual Percentage Yield | Dividend Rate |
---|---|---|
6 Months | 4.50% | 4.41% |
12 Months | 4.33% | 4.25% |
18 Months | 4.00% | 3.93% |
24 Months | 3.85% | 3.78% |
36 Months | 3.40% | 3.35% |
Rates Effective as of April 30, 2024
Savings, Money Market Savings, and Share Draft Checking rates are variable and may change at any time without notice. Share Certificate rates are fixed for the specified term and a penalty is imposed for early withdrawal. Share Certificate Deposit Rates Compound Monthly. Fees could reduce earnings on all types of deposit accounts.
Auto Loans
All Loan Rates Effective October 19, 2023
*NEW AUTO LOANS (2024-2022)
*Vehicles that have never been titled.
Fixed APR* | Maximum Term |
---|---|
As Low As 4.75% APR | 24-48 Months |
As Low As 5.00% APR | 49-60 Months |
As Low As 5.75% APR | 61-72 Months |
USED AUTO LOANS (2021-2016)
Fixed APR* | Maximum Term |
---|---|
As Low As 5.75% APR | 24-48 Months |
As Low As 6.00% APR | 49-60 Months |
As Low As 6.75% APR | 61-72 Months |
OLDER USED VEHICLES (2015 & Older)
Fixed APR* | Maximum Term |
---|---|
As Low As 6.50% APR | 24-48 Months |
As Low As 6.75% APR | 49-60 Months |
RECREATIONAL VEHICLES
Vehicle Type | Fixed APR* | Maximum Term |
---|---|---|
New (2023-2021) | As low As 6.75-7.75% | Up To 72 Months |
Used (2020-2015) | As Low As 7.50-8.25% | Up To 72 Months |
Used (2014 & Older) | As Low As 7.75-8.00% | Up To 60 Months |
For Non-Purchase Vehicle Secured Loans, Vehicles with 100,000+ In Mileage, or Exempt Vehicles, Add 1% to Posted Rate.
Personal Loans
PERSONAL UNSECURED LOANS
Fixed APR* | Maximum Term |
---|---|
As low as 9.75% | 36 Months |
SHARE SECURED LOANS
Current rate +2.5%. Max term depends on collateral account used.
OVERDRAFT PROTECTION LINE OF CREDIT
Fixed APR* | Maximum Term |
---|---|
10.25% | 24 Months |
1st Mortgage Home Loans
For Purchases and Refinances please call 402-466-4040 for current rates.
*APR = Annual Percentage Rate
All above loan rates include discounts and are subject to change without notice. Your rate is based on your credit history and may differ from the listed APR.