Current Rates

Savings & Money Market Accounts

SHARE SAVINGS ACCOUNT

Balance Dividend Rate Annual Percentage Yield
$0 - $999.99 0.05% 0.05%
$1,000 - $4,999.99 0.05% 0.05%
$5,000 - $9,999.99 0.10% 0.10%
$10,000 and Above 0.10% 0.10%

CLUB/SPECIAL PURPOSE SAVINGS ACCOUNT

Balance Dividend Rate Annual Percentage Yield
All Balances 0.05% 0.05%

HOLIDAY SAVINGS ACCOUNT

Note: Maturity of this account is October 1st, its term varies depending on the date the account is opened.

Balance Dividend Rate Annual Percentage Yield
All Balances 0.05% 0.05%

MONEY MARKET SAVINGS ACCOUNT ($1,000.00 MINIMUM)

Balance Dividend Rate Annual Percentage Yield
$0 - $9,999.99 0.0500% 0.0500%
$10,000 - $24,999.99 0.1000% 0.1000%
$25,000 - $49,999.99 0.1000% 0.1000%
$50,000 - $99,999.99 0.1499% 0.1500%
$100,000 and Above 0.1499% 0.1500%

MONEY MARKET PLUS SAVINGS ACCOUNT ($5,000.00 MINIMUM)

Balance Dividend Rate Annual Percentage Yield
$0 - $14,999.99 0.7474% 0.7500%
$15,000 - $49,999.99 1.2429% 1.2500%
$50,000 - $99,999.99 1.4898% 1.5000%
$100,000 - $199,999.99 1.7361% 1.7500%
$200,000 and above 1.9819% 2.0000%

IRA SAVINGS ACCOUNT

Balance Dividend Rate Annual Percentage Yield
$0 - $499.99 0.1000% 0.1000%
$500 and Above 0.1499% 0.1500%

Checking/Share Draft Accounts

FIRST CHECKING/SHARE DRAFT ACCOUNT

Balance Dividend Rate Annual Percentage Yield
All Balances 0.00% 0.00%

FIRST PLUS CHECKING/SHARE DRAFT ACCOUNT ($500.00 MINIMUM)

Balance Dividend Rate Annual Percentage Yield
$0 - $4,999.99 0.0500% 0.0500%
$5,000 and Above 0.1000% 0.1000%

Share Certificates ($1000.00 Minimum)

Balance Annual Percentage Yield Dividend Rate
6 Months 4.50% 4.41%
12 Months 4.33% 4.25%
18 Months 4.00% 3.93%
24 Months 3.85% 3.78%
36 Months 3.40% 3.35%

IRA Share Certificates ($1000.00 Minimum)

Balance Annual Percentage Yield Dividend Rate
6 Months 4.50% 4.41%
12 Months 4.33% 4.25%
18 Months 4.00% 3.93%
24 Months 3.85% 3.78%
36 Months 3.40% 3.35%

Rates Effective as of April 30, 2024

Savings, Money Market Savings, and Share Draft Checking rates are variable and may change at any time without notice. Share Certificate rates are fixed for the specified term and a penalty is imposed for early withdrawal. Share Certificate Deposit Rates Compound Monthly. Fees could reduce earnings on all types of deposit accounts.

Auto Loans

All Loan Rates Effective October 19, 2023

*NEW AUTO LOANS (2024-2022)

*Vehicles that have never been titled.

Fixed APR* Maximum Term
As Low As 4.75% APR 24-48 Months
As Low As 5.00% APR 49-60 Months
As Low As 5.75% APR 61-72 Months

USED AUTO LOANS (2021-2016)

Fixed APR* Maximum Term
As Low As 5.75% APR 24-48 Months
As Low As 6.00% APR 49-60 Months
As Low As 6.75% APR 61-72 Months

OLDER USED VEHICLES (2015 & Older)

Fixed APR* Maximum Term
As Low As 6.50% APR 24-48 Months
As Low As 6.75% APR 49-60 Months

RECREATIONAL VEHICLES

Vehicle Type Fixed APR* Maximum Term
New (2023-2021) As low As 6.75-7.75% Up To 72 Months
Used (2020-2015) As Low As 7.50-8.25% Up To 72 Months
Used (2014 & Older) As Low As 7.75-8.00% Up To 60 Months

For Non-Purchase Vehicle Secured Loans, Vehicles with 100,000+ In Mileage, or Exempt Vehicles, Add 1% to Posted Rate.

Personal Loans

PERSONAL UNSECURED LOANS

Fixed APR* Maximum Term
As low as 9.75% 36 Months

SHARE SECURED LOANS

Current rate +2.5%.  Max term depends on collateral account used.

OVERDRAFT PROTECTION LINE OF CREDIT

Fixed APR* Maximum Term
10.25% 24 Months

1st Mortgage Home Loans

For Purchases and Refinances please call 402-466-4040 for current rates.

*APR = Annual Percentage Rate
All above loan rates include discounts and are subject to change without notice. Your rate is based on your credit history and may differ from the listed APR.