Personal Loans
When members in the area need flexible financing, they turn to us for personal loans Lincoln, Nebraska residents trust. Being recognized as one of the best credit union in Lincoln, Nebraska means we offer rates and terms that consistently outperform the major banks, ensuring your loan saves you money. We provide financial solutions for everything from debt consolidation and unexpected medical expenses to covering major purchases. Whether you secure your loan with collateral for a potentially lower interest rate or utilize an unsecured option, our local team is here to guide you to the right solution. Our goal is to empower your financial health through clear terms and lower overall costs.
For those unexpected times in life when you could use some extra cash, First Lincoln Federal Credit Union offers Personal Loans to our members.
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Loans are secured by specific collateral. Collateral may consist of, but is not limited to:
- Automobiles
- Recreational Vehicles
- Pledge of Shares
- Share Certificates
Benefits:
- Loans secured by collateral generally result in lower interest rates
- Peace of mind due to a fixed rate, set term, and consistent payments allows you to budget effectively
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Loan amounts, rates, and terms, are based on the credit score(s) of the applicant(s), including:
- Personal Unsecured Loans
- Revolving Line of Credit
- Pledge of Shares
- Overdraft Line of Credit
Benefits:
- Funds may be used for a variety of personal expenses
- Lines of credit allow you to draw on funds whenever they are needed
- As you pay down your existing Line of Credit balance, more funds become available for use