Privacy Policy

FACTS
WHAT DOES FIRST LINCOLN FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • SOCIAL SECURITY NUMBER
  • ACCOUNT BALANCES
  • CREDIT HISTORY
  • INCOME
  • PAYMENT HISTORY
  • CREDIT SCORE

When you are no longer our member, we continue to share your information as described in this notice.

How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons First Lincoln Federal Credit Union chooses to share; and whether you can limit this sharing.
WHO WE ARE
Who is providing this notice?
First Lincoln Federal Credit Union
WHAT WE DO
How does First Lincoln Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does First Lincoln Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open an account and/or making deposits
  • Pay your bills and/or applying for a loan
  • Use your debit card

We also collect your personal information from others, such as, credit bureaus and other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

DEFINITIONS
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • First Lincoln Federal Credit Union does not have any affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Our joint marketing partners include CUNA Mutual and its affiliates
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Lincoln Federal Credit Union does not share with nonaffiliates