Real Estate Loans

Let First Lincoln Federal Credit Union help you get your dream home. We offer a variety of mortgage solutions to ensure that you can find a place to call “home”—with a loan that meets your needs and fits your budget.

Mortgage Document Checklist

Income Documentation

  • 30 days of most recent paystubs - with year to date earnings - all borrowers

  • W-2 or 1099 forms - most recent two year - all borrowers

  • 2 years worth of tax returns - all borrowers

Assets

  • List of assets, including bank statements, mutual fund statements, brokerage statements and records of other investments or assets, as applicable

  • 60 days worth of statements for all financial accounts

Miscellaneous

  • Current mortgage statement

  • Homeowners insurance policy

  • Copy of driver license(s)

  • Bankruptcy docs (if applicable)

  • Full divorce decree and separation agreement (if applicable)

  • First Lincoln Federal Credit Union, in partnership with Pivot Lending Group, is here to assist you whether you are purchasing a new home or refinancing your existing home. Kindra Gates is available days, nights and weekends to answer your real estate lending questions. She is also available by appointment here at FLFCU please email kgates@pivotlending.com or call her at 515.423.4902 to schedule. It is important that you do business with people and organizations you can trust. Choose from a wide array of first mortgage financing options:
    • Fixed Rate Loans with a Variety of Terms
    • FHA, VA, and Conventional Loans
    • Easy Application Process
    • Quick Decision Making

    Apply Online Today
  • First Lincoln FCU NMLS #410264